How does it work?
- Type or paste your data.
- The result appears instantly.
- Copy or download the result.
Why use Loan Calculator?
- ✓ 100% free, no limits, no watermark
- ✓ No sign-up, no install
- 🔒 Files processed locally: full privacy
- 📱 Works on desktop, tablet and mobile
Frequently asked questions
Does it include insurance?
No, it calculates the loan without insurance or fees. Add them for the full cost.
How can I lower the loan cost?
A shorter term or a lower rate greatly reduces interest. Compare several scenarios.
Does it include insurance?
You can add the insurance rate to get the full monthly payment.
What is the amortization schedule?
The month-by-month breakdown of interest and principal repaid.
Is this tool really free?
Yes, 100% free, with no sign-up, no watermark and no usage limit.
Are my files safe?
Yes. Processing happens directly in your browser: your files are never uploaded to a server or stored.